The 3 Wins Method: A Kinder Way to Set Goals (Especially with Your Finances)

We believe that progress doesn’t have to come with pressure.

You don’t need to overhaul your life overnight to feel like you’re moving forward.
Often, the most meaningful change begins with a single intentional choice — something quiet, steady, and true to you.

Real growth isn’t always loud.
Sometimes, it simply feels like coming back to yourself.

That's the heart of the 3 Wins Method—a gentle framework I use (and softly teach) to support women moving through life transitions, especially when things feel unclear, messy, or overwhelming.

This isn’t about rigid goals or perfect plans.
It’s about mindful momentum.

Here’s how it works:

Win 1: A Release

Let go of something you're no longer meant to carry. Maybe it’s guilt about past spending, an old belief that you’re “bad with money,” or the shame of not having it all figured out. The first win is in the letting go.

Win 2: A Reframe

What truth do you want to believe instead?
Something like:
✧ “I can learn to trust myself with money.”
✧ “I deserve peace when it comes to my finances.”
✧ “Clarity gets to feel calm.”

This step is about shifting the narrative, even just a little.

Win 3: A Reach

Take one small action.
Write down your expenses for the day.
Open your finance journal.
Revisit a savings goal—not to judge, but to reconnect.

Progress doesn’t always look loud or linear. But each gentle reach creates momentum.

While the 3 Wins Method supports all kinds of growth, it works especially well when healing your relationship with money.

If you’re ready to bring more ease and clarity to your financial life, start with My Coins – A Finance Planner.

It’s not a budgeting app or a spreadsheet.
It’s a guided space to help you reflect, reset, and relate to money on your terms—with more softness, more truth, and less stress.

Inside, you’ll find thoughtful prompts around how you earn, spend, save, and feel about money.
Because sometimes, a spreadsheet doesn’t tell the whole story.
But a journal might.

You don’t have to do it all today.

Just start with one win.
→ Release something.
→ Reframe something.
→ Reach toward something new.

Repeat gently. That’s how we begin to feel more in charge—not just of our finances, but of our full story.

→ Explore My Coins – A Finance Planner
→ Or visit the full shop for tools designed to support your next chapter.